Terms of Service

These Terms of Service ("Terms") constitute a legally binding agreement between you, whether personally or on behalf of an enterprise, company, LLP, or partnership firm ("Customer", "User", or "you"), and Equiva Technologies Private Limited ("Equiva Technologies", "Equiva", "we", "us", or "our"), governing your access to and use of the Equiva corporate website, the Equiva View software application, mobile applications, APIs, and associated services (collectively, the "Platform").

Subject to compliance with these Terms and payment of applicable subscription fees, Equiva grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for your internal business operations in managing private real estate projects and joint venture equity calculations.

By registering for or using the Platform, you represent and warrant that:

• You are at least eighteen (18) years of age and possess full legal capacity to enter into binding contracts;
• If acting on behalf of a corporate entity, real estate development firm, or partnership, you possess explicit legal authority to bind that entity to these Terms;
• All registration, company, contact, and identity credentials submitted are true, accurate, current, and complete;
• You will maintain the confidentiality of your authentication credentials and notify Equiva immediately at equivatechnologies@gmail.com if you suspect any unauthorized access or breach of your account.

To ensure institutional security and prevent unauthorized multi-tenant exploitation or financial impersonation, Equiva View operates an Approval-Gated SaaS Architecture:

Equiva View distinguishes between two primary external user tiers:

• No Financial Intermediation or Custody: Equiva Technologies is NOT a registered broker-dealer, stock exchange, alternative investment fund (AIF) manager, portfolio manager (PMS), collective investment scheme (CIS), or investment adviser registered under the Securities and Exchange Board of India (SEBI) or Reserve Bank of India (RBI). We do not custody, hold, or transmit funds, manage escrow accounts, or broker real estate transactions.
• Nature of "Equity" on the Platform: All platform references to "equity", "shareholders", "realized profit", "collections share", or "profit distribution" refer exclusively to private contractual joint venture allocations between independent developers and their verified private equity partners in specific real estate properties. They do NOT represent public securities, tradable shares, debentures, or financial market instruments.
• Mathematical Calculations Disclaimer: Entitlement calculations (including Principal Capital Recovery + Equity Share of Net Profit, and Available Surplus) are algorithmic projections derived directly from user-entered cost, investment, and collection data. Equiva makes no representations regarding the commercial profitability, market liquidity, or completion timeline of any project.
• Independent Due Diligence: Users must consult qualified independent legal, financial, and tax (Chartered Accountant) advisors to structure their joint venture agreements and ensure compliance with applicable stamp duty, TDS, and GST laws.

You agree that you will not use the Platform for any purpose that is unlawful, prohibited, or contrary to the intended B2B SaaS functionality. Specifically, you agree NOT to:

• Reverse engineer, decompile, disassemble, or attempt to extract the source code or proprietary distribution algorithms of Equiva View;
• Scrape, crawl, harvest, or extract data from the Platform using automated bots, crawlers, or unauthorized scripts;
• Bypass, disable, or circumvent role-based access controls, security tokens, or approval gates;
• Record fictitious, money-laundering, or illicit transactions in violation of the Prevention of Money Laundering Act, 2002 (PMLA) or applicable Indian financial regulations;
• Share single user accounts or partner Sub-IDs across multiple unverified individuals;
• Upload malicious files, viruses, or defamatory content into project document storage.

Equiva Intellectual Property: Equiva Technologies Private Limited retains all right, title, and interest in and to the Platform, including all software code, databases, user interface designs, mathematical calculation engines, algorithms, graphics, documentation, and the "Equiva" and "Equiva View" trademarks, service marks, and trade dress.

Customer Data Ownership: As between you and Equiva, you retain full ownership of all proprietary project documents, invoices, architectural plans, financial numbers, and photos ("Customer Content") uploaded to your tenant.

You grant Equiva a limited, non-exclusive, royalty-free, worldwide license solely to host, cache, compute, and render your Customer Content for the sole purpose of operating the Platform and providing the services to you and your authorized Sub-ID stakeholders.

Access to Equiva View is provided on a commercial SaaS subscription model as quoted in your enterprise order form or subscription tier.

• Payment Terms: Subscription fees are billed in advance on a monthly, quarterly, or annual cycle as agreed. All fees are non-refundable except where required by applicable law.
• Taxes: All quoted prices are exclusive of statutory taxes. Customer is responsible for all applicable Goods and Services Tax (GST) and other statutory levies under Indian law.
• Default & Suspension: Failure to pay subscription fees within the agreed settlement window may result in suspension of project access and temporary deactivation of client and partner Sub-IDs.

Both parties agree that any non-public business, financial, technical, or commercial information disclosed by one party to the other shall be treated as Confidential Information.

Neither party shall disclose Confidential Information to any third party, except to authorized employees, legal counsel, and technical infrastructure providers who are bound by confidentiality obligations no less restrictive than those set forth herein.

You agree to defend, indemnify, and hold harmless Equiva Technologies Private Limited, its directors, officers, employees, agents, and affiliates from and against any third-party claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:

• Any dispute, litigation, or conflict between the Primary Client and its joint venture partners, co-investors, buyers, or contractors;
• Inaccurate, fraudulent, or defamatory financial numbers, expense entries, or collections logs uploaded to the Platform;
• Any breach of the Real Estate (Regulation and Development) Act, 2016 (RERA) or municipal building bylaws in connection with your projects;
• Your violation of these Terms or infringement of any third-party rights.

These Terms remain in force so long as you maintain an active account or access the Platform.

• Immediate Suspension: Equiva may immediately suspend your account or project Sub-IDs if there is a suspected security incident, breach of terms, non-payment, or regulatory mandate.
• Termination for Cause: Either party may terminate this agreement upon thirty (30) days written notice if the other party materially breaches any provision and fails to cure such breach within the notice period.
• Post-Termination Data Retrieval: Upon termination, you may request an export of your historical project data within thirty (30) calendar days, after which data will be archived or disposed of in accordance with our Privacy Policy.

These Terms and any dispute or controversy arising out of or related to them shall be governed by and construed in accordance with the substantive laws of India, without regard to its conflict of laws provisions.